Comprehensive Auto Protection Insurance Program

Our P&P Insurance agents can help with company auto insurance and discounts available, answer general questions, help with SR-22s and provide basic and optional auto insurance coverage.

 

 

Auto Coverage Overview

We know how important your automobile is to you. It is important for getting to work, running to the store, and weekend family outings. That is why, at P&P Insurance Agency, we work closely with you to custom-tailor your policy to fit your personal needs. After all, not everyone's needs are identical!  We offer great discounts on most polices and can help those with a perfect driving record as well as those that aren't so perfect. 

Basic Auto Insurance Coverage

+ Bodily Injury and Property Damage (BIPD)

Pays for bodily injuries to other people or damage to their property, if you are liable. It includes coverage for the cost to defend claims and/or lawsuits.

+ Uninsured/Under-insured Motorist

Covers bodily injuries to you, qualified family members and any other person occupying your covered auto, caused by an uninsured or under-insured motorist or a hit-and-run driver. It will also pay all sums which an insured person is legally entitled to recover as damages from the owner or operator of an uninsured motor vehicle because of bodily injury sustained by the insured person.

+ Medical Expenses

Covers necessary medical treatment arising from an auto accident, regardless of fault, for you and your qualified family members or passengers. It provides peace of mind that passengers in your vehicle will have medical coverage even if they don’t have their own medical insurance.

+ Comprehensive (Other than Collision)

Pays for damage to your car caused by events other than collision, less the deductible your select.

+ Collision

Covers accidental damage to your car by collision with any object or upset of the vehicle. It pays up to actual cash value of your vehicle, less the deductible you select.

Important Optional Auto Coverage

+ $100 Deductible Glass

The deductible for comprehensive coverage will be reduced to $100 for glass repair.

+ Towing and Road Service

Emergency towing and roadside assistance coverage

+ Loss of Use (Rental Reimbursement)

Supplements and/or covers the cost for you to rent a car while yours is disabled due to a covered loss.

+ Personal Liability Umbrella

Extends the liability and/or uninsured motorist coverage of your auto policy. Umbrella coverage starts at $1 million and can extend as high as $5 million.

 

Available Discounts

Click here to download a complete list of discounts.

  • Auto / Home
  • Auto / Renters
  • Auto / Life
  • Multi-car
  • Occupational
    - Teachers/Professors
    - Firefighter
    - Police
    -Military
    -Doctors and Nurses
    -Engineers
    -CPAs
    -Dentists
  • Good Student
  • Paid in Full
  • Monthly Automatic Draft (EPT) 

    Recreational or Specialty Vehicle Coverage

    Click here for more information.

    • Motor Homes
    • Travel Trailers
    • Off-Road Vehicles
    • Collectible Cars
    • Boats / Yachts
    • Personal Watercraft
    • Snowmobile